QR Financial Inc.
provide financial solutions based on the
features of different accounts to help
you maximize your investment returns
The average annual investment return
is over 15%，helping you achieve
financial goals sooner.
Tax-Free Savings Accounts (TFSAs) are
registered tax advantaged savings accounts
that allow you to earn tax free income through
the account type.
A Registered Retirement Savings Plan (RRSP)
is a federally registered savings plan in Canada
that allows you to contribute to your retirement.
Registered Education Savings Plan (RESPs)
are government registered programs that help
you save for the education your beneficiaries
put in, and can grow your investment tax-
deferred within the RESP.
Non-registered accounts are general investment
accounts that can be used to invest in a variety
of assets, and you will be required to pay taxes
annually on the income generated by the account.
Locked-In Retirement Account (LIRA) is a
benefit provided by a company to its emplo-
yees, the locked-in nature of which gives the
employee a pension fund upon retirement.
The Tax-Free First Home Savings Account
(FHSA) is a new registration program intro-
duced in Canada that utilizes investment
income and growth in the account to accu-
mulate tax-free for the purchase of a first
home to build up homeownership funds.
Segregated Funds, also known as seg funds, are investments based on market dynamics. A large amount of money belonging to investors is invested in stocks, bonds or other securities under the operation of a fund manager with the aim of increasing the value of the entire pool of funds and generating income for the investors. Segregated fund contracts are insurance contracts with unique special benefits.
√ Simple and easy to buy and sell
√ Professional team management
√ Low diversification fees and transparency
√ Liquid and provides cash flow
√ Tax-friendly
√ Accept automatic investment
√ Principal guarantee
√ Avoid probation
√ Designated Beneficiaries
√ Protection from creditors